MahaRERA registered 1 & 2 BHK flats under ₹1 Crore in Navi Mumbai. Best options in Panvel, Airoli & Belapur. Starting ₹26 Lakh. Zero brokerage — direct developer price.
₹26L – ₹50L
1 BHK in Taloja & Panvel
Size: 400–550 sq ft
EMI: ~₹20,500–39,500/mo
₹50L – ₹75L
1 BHK Airoli/Belapur, 2 BHK Panvel
Size: 500–700 sq ft
EMI: ~₹39,500–59,200/mo
₹75L – ₹1 Cr
2 BHK Airoli, 1 BHK Kharghar
Size: 600–750 sq ft
EMI: ~₹59,200–78,900/mo

New
Early Possession
Ready for sale
At Panvel, Navi-Mumbai
Starting Price
3
4
2

New
Early Possession
Ready for sale
At Panvel, Navi-Mumbai
Starting Price
3
4
2

New
Early Possession
Ready for sale
At Panvel, Navi-Mumbai
Starting Price
5
6
3

New
Early Possession
Ready for sale
At Airoli, Navi Mumbai
Starting Price
3
4
2

New
Ongoing Project
Ready for sale
At Airoli, Navi Mumbai
Starting Price
3
4
2

New
Upcoming Project
Ready for sale
At Sec-23, Parsik Hill, CBD Belapur, Navi Mumbai
Starting Price
4
4
3

New
Ongoing Project
Ready for sale
At Sec-30/31, CBD Belapur, Navi Mumbai
Starting Price
2
2
2
| Project | Config | Price | Area | Best For |
|---|---|---|---|---|
| Gami Taloja | 1 BHK | ₹26L+ | Taloja | PMAY + Airport |
| Gami Panvel | 2 BHK | ₹67L+ | Panvel | Investment |
| Arihant Aalishan | 1 BHK | ₹67L+ | Kharghar | Appreciation |
| Bhumiraj Hills | 1 BHK | ₹60L+ | Belapur | Rental Income |
| One Pyramid Airoli | 2 BHK | ₹85L+ | Airoli | Thane/Mumbai |
| Shagun LE-33 Airoli | 2 BHK | ₹90L+ | Airoli | Near Metro |
₹50L flat
Loan: ₹40L (80%)
EMI: ~₹31,500/mo
Need ₹75,000+/mo income
₹75L flat
Loan: ₹60L (80%)
EMI: ~₹47,300/mo
Need ₹1,10,000+/mo income
₹1 Cr flat
Loan: ₹80L (80%)
EMI: ~₹63,100/mo
Need ₹1,50,000+/mo income
*EMI at 8.75% for 20 years. Actual figures depend on bank and credit score.
Zero brokerage. Direct developer pricing. Free site visit. Contact us and we'll shortlist the best options within your budget.
See All Panvel Projects →Areas with flats under ₹1 Crore in Navi Mumbai: Panvel/Taloja (1 BHK from ₹26L, 2 BHK from ₹67L), Airoli (2 BHK from ₹85L), Belapur (1 BHK from ₹60L), Kharghar Sector 34 (1 BHK type units from ₹67L–95L), and Juinagar. Vashi, Nerul, Sanpada, and Seawoods are above ₹1 Crore for most new projects.
In under ₹1 Crore, you can get: 1 BHK (450–600 sq ft) in Panvel/Taloja from ₹26L, 1 BHK (600–750 sq ft) in Airoli/Belapur from ₹60–85L, or a 2 BHK (500–700 sq ft) in Panvel from ₹67–90L. These are RERA-registered homes with standard amenities — club, gym, parking. Best for first-time buyers and young professionals.
EMI calculation for ₹1 Crore flat: at 8.75% interest for 20 years with 80% loan = ~₹78,900/month. For ₹67L (Gami Panvel 2 BHK): EMI ~₹52,800/month. For ₹26L (Gami Taloja 1 BHK): EMI ~₹20,500/month. These are affordable for salaried professionals earning ₹60,000–1,00,000/month.
Yes! PMAY (Pradhan Mantri Awas Yojana) Credit Linked Subsidy Scheme (CLSS) is available for flats under ₹45L (EWS/LIG: subsidy ₹2.67L) and under ₹60L (MIG-I: subsidy ₹2.35L). Most Panvel and Taloja projects qualify. PMAY subsidy reduces your loan burden and effective cost. Apply through your bank.
Best projects under ₹1 Crore in Navi Mumbai for investment: 1) Gami Panvel (₹67L, 2 BHK) — best for airport appreciation; 2) Gami Taloja (₹26L, 1 BHK) — highest rental yield % (5%+); 3) Arihant Aalishan Kharghar (₹67L, 1 BHK) — Kharghar address at under-1Cr entry; 4) Bhumiraj Hills Belapur (₹60L, 1 BHK) — CBD rental demand.


















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