+91 98333 10662
MahaRERA Homes – New Projects in Navi Mumbai
+91 98333 10662 WhatsApp Us Book Free Site Visit

Zero Brokerage · MahaRERA Verified · Navi Mumbai

CallWhatsAppBook Free Visit

Flats Under 1 Crore in Navi Mumbai 2026

MahaRERA registered 1 & 2 BHK flats under ₹1 Crore in Navi Mumbai. Best options in Panvel, Airoli & Belapur. Starting ₹26 Lakh. Zero brokerage — direct developer price.

₹26L – ₹50L

1 BHK in Taloja & Panvel

Size: 400–550 sq ft

EMI: ~₹20,500–39,500/mo

₹50L – ₹75L

1 BHK Airoli/Belapur, 2 BHK Panvel

Size: 500–700 sq ft

EMI: ~₹39,500–59,200/mo

₹75L – ₹1 Cr

2 BHK Airoli, 1 BHK Kharghar

Size: 600–750 sq ft

EMI: ~₹59,200–78,900/mo

Best Flats Under 1 Crore — Our Top Picks

ProjectConfigPriceAreaBest For
Gami Taloja1 BHK₹26L+TalojaPMAY + Airport
Gami Panvel2 BHK₹67L+PanvelInvestment
Arihant Aalishan1 BHK₹67L+KhargharAppreciation
Bhumiraj Hills1 BHK₹60L+BelapurRental Income
One Pyramid Airoli2 BHK₹85L+AiroliThane/Mumbai
Shagun LE-33 Airoli2 BHK₹90L+AiroliNear Metro

Can You Afford It? EMI Guide

₹50L flat

Loan: ₹40L (80%)

EMI: ~₹31,500/mo

Need ₹75,000+/mo income

₹75L flat

Loan: ₹60L (80%)

EMI: ~₹47,300/mo

Need ₹1,10,000+/mo income

₹1 Cr flat

Loan: ₹80L (80%)

EMI: ~₹63,100/mo

Need ₹1,50,000+/mo income

*EMI at 8.75% for 20 years. Actual figures depend on bank and credit score.

Find Your Under-1-Crore Home Today

Zero brokerage. Direct developer pricing. Free site visit. Contact us and we'll shortlist the best options within your budget.

See All Panvel Projects →

FAQ — Flats Under 1 Crore in Navi Mumbai

Which areas in Navi Mumbai have flats under 1 Crore?

Areas with flats under ₹1 Crore in Navi Mumbai: Panvel/Taloja (1 BHK from ₹26L, 2 BHK from ₹67L), Airoli (2 BHK from ₹85L), Belapur (1 BHK from ₹60L), Kharghar Sector 34 (1 BHK type units from ₹67L–95L), and Juinagar. Vashi, Nerul, Sanpada, and Seawoods are above ₹1 Crore for most new projects.

What do you get in a flat under 1 Crore in Navi Mumbai?

In under ₹1 Crore, you can get: 1 BHK (450–600 sq ft) in Panvel/Taloja from ₹26L, 1 BHK (600–750 sq ft) in Airoli/Belapur from ₹60–85L, or a 2 BHK (500–700 sq ft) in Panvel from ₹67–90L. These are RERA-registered homes with standard amenities — club, gym, parking. Best for first-time buyers and young professionals.

What is the EMI for a flat under 1 Crore in Navi Mumbai?

EMI calculation for ₹1 Crore flat: at 8.75% interest for 20 years with 80% loan = ~₹78,900/month. For ₹67L (Gami Panvel 2 BHK): EMI ~₹52,800/month. For ₹26L (Gami Taloja 1 BHK): EMI ~₹20,500/month. These are affordable for salaried professionals earning ₹60,000–1,00,000/month.

Is PMAY subsidy available for flats under 1 Crore in Navi Mumbai?

Yes! PMAY (Pradhan Mantri Awas Yojana) Credit Linked Subsidy Scheme (CLSS) is available for flats under ₹45L (EWS/LIG: subsidy ₹2.67L) and under ₹60L (MIG-I: subsidy ₹2.35L). Most Panvel and Taloja projects qualify. PMAY subsidy reduces your loan burden and effective cost. Apply through your bank.

Which is the best project under 1 Crore in Navi Mumbai for investment?

Best projects under ₹1 Crore in Navi Mumbai for investment: 1) Gami Panvel (₹67L, 2 BHK) — best for airport appreciation; 2) Gami Taloja (₹26L, 1 BHK) — highest rental yield % (5%+); 3) Arihant Aalishan Kharghar (₹67L, 1 BHK) — Kharghar address at under-1Cr entry; 4) Bhumiraj Hills Belapur (₹60L, 1 BHK) — CBD rental demand.

Projects By

Gami koper khairaneGami satyam khargharRaheja solaris juinagarSaras Icon Seawoodssatyam queens Necklacesatyam regents park khargharTricity Aspire khargharPlatinum elysium nerulnms gami palm amore seawoodsGami talojaarihant aalishan khargharAdhiraj the mainland kharghar9pbr neruldomus khargharshreeji seawoodskamdhenu crown sanpadaaniruddha icon seawoods
property for sale in navi mumbai

+

Properties Listed

real estate projects in navi mumbai area

+

Location Cover

flats for sale in navi mumbai

+

Expert Agents

apartment for sale in navi mumbai

+

Properties sold