Affordable 1 BHK flats in Navi Mumbai — MahaRERA registered. From ₹26 Lakh in Panvel to ₹67 Lakh in Kharghar. PMAY eligible. Zero brokerage, direct developer price.
| Area | 1 BHK Price | Carpet Area | EMI (80% loan) | Best For |
|---|---|---|---|---|
| Taloja (Panvel) | ₹26L+ | 350–450 sq ft | ~₹20,500/mo | PMAY + Budget |
| Panvel | ₹45–65L | 400–550 sq ft | ~₹35,600–51,300/mo | Airport Zone |
| Belapur | ₹60L+ | 481 sq ft | ~₹47,300/mo | Corporate Rental |
| Airoli | ₹55–70L | 500–600 sq ft | ~₹43,400–55,200/mo | Thane Proximity |
| Kharghar | ₹67L+ | 503 sq ft | ~₹53,000/mo | Best Appreciation |
| Juinagar | ₹85L+ | 450+ sq ft | ~₹67,100/mo | TB Highway |
*EMI at 8.75% for 20 years. Indicative only.

New
Early Possession
Ready for sale
At Panvel, Navi-Mumbai
Starting Price
3
4
2

New
Early Possession
Ready for sale
At Panvel, Navi-Mumbai
Starting Price
3
4
2

New
Early Possession
Ready for sale
At Panvel, Navi-Mumbai
Starting Price
5
6
3

New
Early Possession
Ready for sale
At Airoli, Navi Mumbai
Starting Price
3
4
2

New
Ongoing Project
Ready for sale
At Airoli, Navi Mumbai
Starting Price
3
4
2

New
Upcoming Project
Ready for sale
At Sec-23, Parsik Hill, CBD Belapur, Navi Mumbai
Starting Price
4
4
3
EWS/LIG
Income: Up to ₹6L/year
Subsidy: ₹2.67 Lakh
Max size: Up to 60 sq m
MIG-I
Income: ₹6L–12L/year
Subsidy: ₹2.35 Lakh
Max size: Up to 120 sq m
MIG-II
Income: ₹12L–18L/year
Subsidy: ₹2.30 Lakh
Max size: Up to 150 sq m
Zero brokerage. PMAY assistance. Free site visit. Contact us and get the best 1 BHK option for your budget and area preference.
See Affordable Options →1 BHK flat prices in Navi Mumbai: Panvel/Taloja from ₹26 Lakh (Gami Taloja), Airoli from ₹55–70 Lakh, Belapur from ₹60 Lakh (Bhumiraj Hills), Kharghar from ₹67 Lakh (Arihant Aalishan). Average 1 BHK in Navi Mumbai is ₹45–85 Lakh. Vashi and Nerul 1 BHK is rare — most new projects start from 2 BHK in premium locations.
Best areas for 1 BHK in Navi Mumbai for first-time buyers: 1) Kharghar (₹67L) — best appreciation, railway connectivity; 2) Airoli (₹55–70L) — near Thane, highway access; 3) Belapur (₹60L) — CBD rental demand; 4) Panvel/Taloja (₹26–45L) — most affordable, airport zone. Kharghar gives best overall value — premium location + appreciation + connectivity.
Yes! PMAY CLSS (Credit Linked Subsidy Scheme) is available for 1 BHK buyers. EWS/LIG category (income < ₹6L/year): ₹2.67 Lakh subsidy on loan. MIG-I (income ₹6–12L/year): ₹2.35 Lakh subsidy. Most Panvel and Taloja 1 BHK projects qualify for PMAY. Apply through your bank — SBI, HDFC, and ICICI process PMAY applications quickly.
EMI for 1 BHK in Navi Mumbai: ₹26L Gami Taloja (80% loan ₹20.8L, EMI ~₹20,500/month), ₹45L average (80% loan ₹36L, EMI ~₹35,600/month), ₹67L Arihant Aalishan (80% loan ₹53.6L, EMI ~₹53,000/month). For ₹50L flat with PMAY subsidy: effective EMI reduces to ~₹32,000/month.
At ₹80L budget in Navi Mumbai: Option A — 1 BHK in Airoli/Kharghar (~₹67–80L, prime location, better appreciation). Option B — 2 BHK in Panvel/Taloja (~₹70–85L, more space, but further from Mumbai). Recommendation: Buy 1 BHK in a prime area like Kharghar or Airoli for better capital gains. Upgrade later when prices appreciate.


















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