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2 BHK Flats Under 1 Crore in Kharghar 2026

Affordable 1 & 2 BHK flats in Kharghar Navi Mumbai. Entry from ₹51 Lakh. MahaRERA registered. Near Kharghar station. Zero brokerage.

Kharghar Budget Alert — Prices Rising Fast

20–28% appreciation in 3 years. Affordable inventory shrinking. Act now before crossing ₹1 Crore threshold.

Affordable Kharghar Projects — Price Comparison

ProjectEntry Price2 BHK FromBest For
Satyam Regents Park₹51 Lakh~₹72 LakhLowest Budget
Satyam Queens Necklace₹63 Lakh~₹75 LakhUpper Kharghar
Arihant Aalishan₹67 Lakh~₹95 LakhBest Value 2BHK
Tricity Aspire₹1.01 Cr₹1.01 CrEntry Crore Budget
Adhiraj The Mainland₹1.20 Cr₹1.20 CrReady Possession

*Prices indicative. Contact for current RERA price sheet.

EMI Calculator — 2 BHK ₹95 Lakh in Kharghar

Flat Price

₹95 Lakh

Down Payment (20%)

₹19 Lakh

Home Loan (80%)

₹76 Lakh

Interest Rate

8.75% p.a.

Loan Tenure

20 Years

Monthly EMI

~₹67,100/mo

Rental income from 2 BHK Kharghar: ₹18,000–22,000/month. Net EMI burden: ~₹45,000–49,000/month.

Get Budget Flat Options in Kharghar — Free

We shortlist best 2 BHK options under your budget. Price sheet + EMI plan. Zero brokerage. Response in 2 hours.

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FAQ — 2 BHK Under 1 Crore Kharghar

Are there 2 BHK flats under 1 crore in Kharghar?

Yes — Kharghar still has 2 BHK options under or near ₹1 crore. Arihant Aalishan (1 BHK ₹67L, 2 BHK from ₹95L), Satyam Regents Park (1 BHK ₹51L, 2 BHK from ₹72L), Satyam Queens Necklace (2 BHK from ₹75L), Tricity Aspire (2 BHK from ₹1.01 Cr). Act fast — prices rising 18–25% per year.

What is the cheapest 2 BHK flat in Kharghar?

Cheapest 2 BHK in Kharghar: Satyam Regents Park (2 BHK 552–611 sq ft from ~₹72L), Satyam Queens Necklace (2 BHK from ~₹75L), Arihant Aalishan (2 BHK 677 sq ft from ₹95L). All are MahaRERA registered with good possession timelines.

Is Kharghar a good place to buy affordable property?

Kharghar is one of Navi Mumbai's best investment zones: Kharghar railway station (fast trains to CST in 40 min), NH-48 (Pune Expressway access), upcoming Navi Mumbai Airport (15 km), golf course, CIDCO park township. Property here appreciated 20–28% over 3 years. Buying under ₹1 Cr today is a strong long-term bet.

What is the rental income for 2 BHK in Kharghar under 1 crore?

Rental income: 2 BHK in Kharghar ₹18,000–24,000/month. 1 BHK ₹12,000–16,000/month. Demand from Belapur CBD workers, IT professionals, Kharghar station commuters. Yield: 2.2–2.8%. With capital appreciation of 20%+/year, total return is excellent.

How to get a home loan for 2 BHK under 1 crore in Kharghar?

For ₹95 Lakh flat: 80% loan = ₹76 Lakh. At 8.75% for 20 years = ~₹67,100/month EMI. Minimum monthly income needed: ₹1.70 Lakh. Salaried professionals with 2+ years work history qualify easily. Contact us — we assist with home loan processing at zero extra cost.

Projects By

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